Privacy Policy
Facts: What does Oakstreet Mortgage LLC do with your personal information?
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security number and Payment History
- Account Balances and Credit History
- Credit Scores and Employment Information
When you are no longer our customer, we continue to share your information as described in this notice.
How?
All financial companies need to share Customer’s personal information to run their everyday business. In the section below, we list the reason financial companies can share their Customer’s personal information; the reasons Oakstreet Mortgage LLC chooses to share; and whether you can limit this sharing.
| Reasons we can share your personal information | Does Oakstreet Mortgage LLC share? | Can you limit this sharing? |
|---|---|---|
| For our everyday business purposes — such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus | Yes | No — Does not provide an opt out |
| For our marketing purposes — to offer our products and services to you | Yes | No — Does not provide an opt out |
| For joint marketing with other financial companies | No | No we don’t share |
| For our affiliates’ everyday business purposes — information about your transactions and experiences | No | No we don’t share |
| For non-affiliates to market to you | No | No we don’t share |
Who We Are
Who is providing this notice?
Oakstreet Mortgage LLC
What We Do
How does Oakstreet Mortgage LLC protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Oakstreet Mortgage LLC collect my personal information?
We collect your personal information, for example, when you:
- Apply for a loan, or
- Provide account information, or
- Provide employment information, or
- Give us your employment history
- We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?
Federal law gives you the right to limit only:
- sharing for affiliates’ everyday business purposes — information about your creditworthiness
- affiliates from using your information to market to you
- sharing for non-affiliates to market to you
- State laws and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates
Companies related by common ownership or control. They can be financial and non-financial companies.
Oakstreet Mortgage LLC does not have any affiliates.
Non-affiliates
Companies not related by common ownership or control. They can be financial and non-financial companies.
In the case of Oakstreet Mortgage LLC, these could be servicing, government entities (in response to subpoenas), credit bureaus, sub-servicing agents, quality control vendors, or auditing service provider.
Joint marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
Oakstreet Mortgage LLC does not jointly market.
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