Our Process
We Make It All Possible
Are you under at tight deadline for a pre-approval or closing? Or perhaps you struggle with qualifying for a traditional home loan. We work to secure the best possible home loan for you at a price you can afford.
Process
At Oakstreet, we believe a strong start makes for a strong finish to this challenging process. Our goal at the onset is to understand your needs. We invest extra time to get to know you, your situation, and all the other aspects of the transaction that may influence the final outcome.
From our initial meeting, we determine your priorities and formulate a strategy. We then review the details with you before proceeding.
With a formulated a plan, we work with you to quickly obtain all the documents needed to submit your loan and get you the required initial disclosures promptly.
Once the loan has been released to underwriting, we will continue to be in close communication with you through every step, handling any changes or challenges that may arise on the path to a timely close.
When you partner with Oakstreet, we start with your vision in mind. We then build a strong foundation, and work to produce the optimal outcome. Partner with us on your home loan journey.
Our Mission
At Oakstreet Mortgage our mission is to provide each customer with a personalized experience that results in the best possible outcome for their real estate transaction.
How We Compare
Taking the time to listen and understand you, and how this transaction fits into your life and goals is the foundation of what we do at Oakstreet. We look forward to getting to know you, and in doing so, believe we will optimize your satisfaction with the result.
Because we are able to offer more than just traditional home loans, we are likely to be an ideal partner for those with non-traditional credit and income profiles. With our low overhead, we are able to offer very competitive rates for traditional home loans as well. No matter what your challenge, we are likely to have the right product to meet your need.
With over 25 years living and working in the DMV, our team has a great local network and deep knowledge of the area, bringing added value to your transaction.
We have agreements with the nation’s largest mortgage investors and have secured favorable rates. We also partner with boutique investors across the country and use our own capital to help meet special needs.
Oakstreet Mortgage LLC | NMLS ID: 1618618 (www.nmlsconsumeraccess.org) | © 2024 | Contact Us Today | Privacy Policy | Terms Of Use
Any rates advertised herein by Oakstreet Mortgage LLC dba Oakstreet Finance LLC NMLS ID#: 1618618 www.nmlsconsumeraccess.org are only available to qualified borrowers. Additionally, the stated rate and APR may change or not be available at the time of loan commitment or lock-in. Oakstreet Mortgage LLC dba Oakstreet Finance LLC is not affiliated with, or an agent or division of, a governmental agency or depository institution. Refinancing of exiting liens, even at lower rates may result in higher total finance charges over the life of the loan. Any pre-approvals referenced herein are not approvals and are only available after prospect application has been submitted to lender and approved by its automated underwriting system or manual underwrite. Terms and conditions of pre-approvals will be promulgated on all pre-approvals provided. CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.