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Monthly Rate Update – March 2023

Rates have risen slightly since last month and are generally expected to remain around current levels for the next few months.

If you even think you might be interested in a home purchase this Spring, get started now with a pre-approval, so you are ready if anything pops up.

30 Year Fixed Conforming

This Month

Last Month APR
6.125% + 1.25pts Was Better

6.25% APR**

30 Year Fixed Veteran Loan

This Month

Last Month APR

5.625% + 1.40 pts

Was Better

5.77% APR**

5.625% 0 pts

– For Disabled Veterans

Usually the best option-period if you are qualifying a disabled veteran

5.70% APR**

Other options and Jumbo Loans over $1.1 million

We offer a wide rang of specialty products from $100,000 to $3,000,000 that allow for low down payments, flexible guidelines on credit history, flexible ways to calculate income for self employment, etc.

If there are any other rates you would like included next month or have any questions, call us!

**Advertised rates are for for primary residence purchase loans for well qualified borrowers with credit scores over 740, and over 20% down payment. Prospective borrowers must be able to fully document income per agency guidelines, and meet all other agency requirements for conforming loans. This is not an approval or loan commitment. All borrowers must apply for and be approved for these programs. The Veteran loan pricing reflects 10% or more down and incorporates the VA funding fee into the points listed in the quote.

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Oakstreet Mortgage LLC | NMLS ID: 1618618 (www.nmlsconsumeraccess.org) | © 2024 | Contact Us Today | Privacy Policy | Terms Of Use

Any rates advertised herein by Oakstreet Mortgage LLC dba Oakstreet Finance LLC NMLS ID#: 1618618 www.nmlsconsumeraccess.org are only available to qualified borrowers.  Additionally, the stated rate and APR may change or not be available at the time of loan commitment or lock-in. Oakstreet Mortgage LLC dba Oakstreet Finance LLC is not affiliated with, or an agent or division of, a governmental agency or depository institution.  Refinancing of exiting liens, even at lower rates may result in higher total finance charges over the life of the loan.  Any pre-approvals referenced herein are not approvals and are only available after prospect application has been submitted to lender and approved by its automated underwriting system or manual underwrite. Terms and conditions of pre-approvals will be promulgated on all pre-approvals provided. CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.
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