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Monthly Rate and Market Update – February 2025

Convetional Rates indicated in the table below remain about the same as last month. VA(Veteran) rates have improved. See table below. Contact Me for more information.

30 Year Fixed Conforming Loan*
This Month
(Same)
Last Month APR
6.250% + 1.1pts 6.250% + 1.1pts 6.340% APR**

*Lower rates/prices available for First Time Home Buyers or Borrowers that meet income limit requirements. Call for details!
 

30 Year Fixed Veteran Loan*
(First Time Use)
This Month
(Better!)
Last Month APR
5.625% + 1.1 pts 5.875% + 1.1 pts 5.890% APR**
5.625% + 0.00 pts
Disabled Veterans
Usually best of all loans if you are a qualifying a disabled veteran 5.780% APR**

*The VA Charges a Funding Fee for most loans that can be financed. Call for details.
 

**Advertised rates are for for primary residence purchase loans for well qualified borrowers with credit scores over 740, and over 20% down payment. Prospective borrowers must be able to fully document income per agency guidelines, and meet all other agency requirements for conforming loans. This is not an approval or loan commitment. All borrowers must apply for and be approved for these programs. The Veteran loan pricing reflects 10% or more down. A VA Funding fee of 1.25% applies for Veterans loans with 10% or more down if the veteran is not disabled.

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Oakstreet Mortgage LLC | NMLS ID: 1618618 (www.nmlsconsumeraccess.org) | © 2024 | Contact Us Today | Privacy Policy | Terms Of Use

Any rates advertised herein by Oakstreet Mortgage LLC dba Oakstreet Finance LLC NMLS ID#: 1618618 www.nmlsconsumeraccess.org are only available to qualified borrowers.  Additionally, the stated rate and APR may change or not be available at the time of loan commitment or lock-in. Oakstreet Mortgage LLC dba Oakstreet Finance LLC is not affiliated with, or an agent or division of, a governmental agency or depository institution.  Refinancing of exiting liens, even at lower rates may result in higher total finance charges over the life of the loan.  Any pre-approvals referenced herein are not approvals and are only available after prospect application has been submitted to lender and approved by its automated underwriting system or manual underwrite. Terms and conditions of pre-approvals will be promulgated on all pre-approvals provided. CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.
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