Monthly Rate and Market Update – December 2025
Conventional Rates indicated in the table below are the same as last month. VA(Veteran) rates are slightly better. See table below. Contact Me for more information.
| 30 Year Fixed Conforming Loan* | ||
|---|---|---|
| This Month (No Change) |
Last Month | APR |
| 5.625% + 1.5pts | 5.625% + 1.5pts | 5.725% APR** |
*Lower rates/prices available for First Time Home Buyers or Borrowers that meet income limit requirements. Call for details!
| 30 Year Fixed Veteran Loan* (First Time Use) |
||
|---|---|---|
| This Month (slightly better) |
Last Month | APR |
| 5.125% + 1.00 pts | 5.250% + 1.00 pts | 5.199% APR** |
| 5.125% + 0.5 pts Disabled Veterans |
Usually best of all loans if you are a qualifying a disabled veteran | 5.175% APR** |
*Additionally, the VA Charges a Funding Fee for most loans. Call for details.
**Advertised rates are for for primary residence purchase loans for well qualified borrowers with credit scores over 740, and over 20% down payment. Prospective borrowers must be able to fully document income per agency guidelines, and meet all other agency requirements for conforming loans. This is not an approval or loan commitment. All borrowers must apply for and be approved for these programs. The Veteran loan pricing reflects 10% or more down. A VA Funding fee of 1.25% applies for Veterans loans with 10% or more down if the veteran is not disabled.
Many Loan Options Available to to meet your unique needs
Connect with us today
(703)537-5101
Visit Me Here
By Rob Musseman
Recent Comments