Home Starts Here

Apply today for a fast approval to buy a home, lower your current mortgage rate, or get cash out of your home. Our rates are extremely competitive for traditional home loan borrowers and we offer loans to fit the widest variety of credit financial profiles.

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Who We Are

We’re a Virginia company with nationwide connections to support our DMV customers

The principals at Oakstreet Mortgage have been serving the home loan and business finance needs of local DMV customers for over 20 years. Our breadth of experience in home loan finance, investment real estate, and business finance give us a broad perspective which allows us to provide solid guidance to all of our customers; from first time home buyers to the most savvy residential and commercial real estate investors.

Matched with that, is our passion for people. Email, text, and online systems are helpful, but nothing compares to relationships built through phone and face-to-face conversations. We want to make sure we understand what our customers are saying, but we also want to know their goals, aspirations, fears, and priorities. It’s our mission to understand where the real estate transaction fits into their lives, and how we can provide the best solution for them.

Call us anytime to get your real estate questions answered! (703) 537-5101

Loan Programs

View All Our Loans

We have you covered. At Oakstreet we offer the widest variety of solutions for our customers’ loan needs. Need a low downpayment loan? Rock bottom rate? Credit or income flexibility? We can help. Some of our most popular programs are described here, but we recommend speaking with one of our loan officers to find the perfect loan program to meet your unique needs.

Traditional Loans

We offer traditional, low rate 10-30 year amortizing home loans with down payments as low as 3%.

Veteran (VA) Loans

Veterans or their surviving spouses can benefit from VA Loans that allow 0% down payments and significant cashout if there’s a desire to refinance.

Alternative Loans

We have our own in-house loans for special situations, which we can provide on a case-by-case basis. Please call to discuss your situation.

Construction Loans

With our construction-to-permanent financing we make the home you have always imagined a possibility AND you only have to close on it one time!

FHA Loans

FHA Loans require only 3.5% down, and allow for more credit and income flexibility than traditional loans.

Short Term Bridge Loans

Looking to buy a new home but need down payment cash that won’t come until your current home sells? Call us to get a loan to bridge the gap.

Questions?

Ask Us Now.

Call (703) 537-5101 or
Ask a Loan Officer

We've Got You Covered

Over 25 Years Experience

serving the Washington DC area

Local Lender

who knows the people and neighborhoods

Wider Array of Products

to meet the unique needs of our borrowers

“For a business owner, securing a home mortgage is more challenging and time consuming because it is more difficult to verify income. Many mortgage brokers don't even want to put in the effort. That was not the case with Oakstreet Mortgage. Rob M. worked diligently to get me a good deal. There were some complications, but Rob never complained. He probably had to work 5 times as many hours on my mortgage than he would on a standard one. Communication was great throughout the process, and the end result was what I wanted. I highly recommend this company.”

Meet Our Team

We’ll Lead the Way

Our loan officers are the link between the very complex world of home loan finance and our customers’ goals. Your loan officer is truly your guide. We understand that getting a loan can often be challenging and stressful. And though we can’t press an easy button, you can rest assured that you‘re teaming with a knowledgeable professional who’s committed to working hard with you to get your deal to the finish.

Mortgage Payment Calculator

Results displayed are estimates and do not represent your final loan and terms with Oakstreet Homeloans.

Any rates advertised herein by Oakstreet Mortgage LLC dba Oakstreet Finance LLC NMLS ID#: 1618618 www.nmlsconsumeraccess.org are only available to qualified borrowers. Additionally, the stated rate and APR may change or not be available at the time of loan commitment or lock-in. Oakstreet Mortgage LLC dba Oakstreet Finance LLC is not affiliated with, or an agent or division of, a governmental agency or depository institution. Refinancing of exiting liens, even at lower rates may result in higher total finance charges over the life of the loan. Any pre-approvals referenced herein are not approvals and are only available after prospect application has been submitted to lender and approved by its automated underwriting system or manual underwrite. Terms and conditions of pre-approvals will be promulgated on all pre-approvals provided. CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.