Home Starts Here
Apply today for a fast approval to buy a home, lower your current mortgage rate, or get cash out of your home. Our rates are extremely competitive for traditional home loan borrowers and we offer loans to fit the widest variety of credit financial profiles.
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We’re a Virginia company with nationwide connections to support our DMV customers
The principals at Oakstreet Mortgage have been serving the home loan and business finance needs of local DMV customers for over 20 years. Our breadth of experience in home loan finance, investment real estate, and business finance give us a broad perspective which allows us to provide solid guidance to all of our customers; from first time home buyers to the most savvy residential and commercial real estate investors.
Matched with that, is our passion for people. Email, text, and online systems are helpful, but nothing compares to relationships built through phone and face-to-face conversations. We want to make sure we understand what our customers are saying, but we also want to know their goals, aspirations, fears, and priorities. It’s our mission to understand where the real estate transaction fits into their lives, and how we can provide the best solution for them.
Call us anytime to get your real estate questions answered! (703) 537-5101
Loan Programs
We have you covered. At Oakstreet we offer the widest variety of solutions for our customers’ loan needs. Need a low downpayment loan? Rock bottom rate? Credit or income flexibility? We can help. Some of our most popular programs are described here, but we recommend speaking with one of our loan officers to find the perfect loan program to meet your unique needs.
Traditional Loans
We offer traditional, low rate 10-30 year amortizing home loans with down payments as low as 3%.
Veteran (VA) Loans
Veterans or their surviving spouses can benefit from VA Loans that allow 0% down payments and significant cashout if there’s a desire to refinance.
Alternative Loans
We have our own in-house loans for special situations, which we can provide on a case-by-case basis. Please call to discuss your situation.
Construction Loans
With our construction-to-permanent financing we make the home you have always imagined a possibility AND you only have to close on it one time!
FHA Loans
FHA Loans require only 3.5% down, and allow for more credit and income flexibility than traditional loans.
Short Term Bridge Loans
Looking to buy a new home but need down payment cash that won’t come until your current home sells? Call us to get a loan to bridge the gap.
We've Got You Covered
Over 25 Years Experience
serving the Washington DC area
Local Lender
who knows the people and neighborhoods
Wider Array of Products
to meet the unique needs of our borrowers
We’ll Lead the Way
Our loan officers are the link between the very complex world of home loan finance and our customers’ goals. Your loan officer is truly your guide. We understand that getting a loan can often be challenging and stressful. And though we can’t press an easy button, you can rest assured that you‘re teaming with a knowledgeable professional who’s committed to working hard with you to get your deal to the finish.
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Results displayed are estimates and do not represent your final loan and terms with Oakstreet Homeloans.
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